PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS WEBSITE.  By using this Web Site, you signify your assent to these terms, conditions, and notices contained on this page and on the other pages of this Web Site (these "Terms and Conditions").  Clark, Thomas & Winters, A Professional Corporation (hereafter referred to as CTW) reserves the right to change the terms, conditions and notices under which this Web Site is offered at any time in its sole discretion.

1. COPYRIGHT AND TRADEMARK NOTICES.  This Web Site was created by CTW and is © 2005 by CTW.  All rights are reserved.  Permission is granted to view, store, print, reproduce, and distribute any pages within this Web Site provided that none of the pages are modified and that this page is included with any such distribution.
2. USE.  This Web Site is for personal, non-commercial use.  You may download and copy information on this Web Site for your own personal use as long as you maintain all copyright and other notices contained in the content.  You may not download, copy, reproduce, modify, distribute, publish, transmit, transfer, sell, license, display, perform or adapt any information, products or services obtained from this Web Site.  CTW may, in its sole discretion, deny any user access to this Web Site or any portion of this Web Site without notice.  CTW may monitor your use of this Web Site.  It may use and disclose any information and material received from you, or collected through your use of this Web Site, for any lawful reason or purpose.
3. LINKS TO OTHER WEB SITES.  This Web Site and materials displayed on this Web Site may contain links to web sites operated by parties other than CTW and to other resources on the Internet.  CTW does not control any of these web sites and is not responsible for the content on such web sites.  Any such links are provided for your convenience only and are provided as citations and aids to help you identify and locate Internet resources that may be of interest, and are not intended to state or imply that CTW sponsors, is affiliated or associated with, or is legally authorized to use any trade name, registered trademark, logo, legal or official seal, or copyrighted symbol that may be reflected in the links.
4. DISCLAIMER.  While CTW uses reasonable efforts to include accurate and up-to-date information on this Web Site, CTW makes no warranties or representations as to its accuracy.  CTW assumes no liability or responsibility for any errors or representations in the content of this Web Site.  The materials on this Web Site are provided for informational purposes only, do not constitute legal advice, do not necessarily reflect the opinions of CTW or any of its attorneys or clients, and are not guaranteed to be correct, complete, or up-to-date.  This Web Site is not intended to create an attorney-client relationship between you and CTW, and you should not act or rely on any information in this Web Site without seeking the advice of an attorney.  We would be pleased to communicate with you by e-mail.  However, if you communicate with us through this Web Site or otherwise in connection with a matter for which we do not already represent you, your communication may not be treated as privileged or confidential.  If you communicate with us by e-mail in connection with a matter for which we already represent you, please remember that internet e-mail is note secure and you should avoid sending sensitive or confidential internet e-mail messages unless they are adequately encrypted.  In some jurisdictions this Web Site may be considered advertising.  The hiring of a lawyer is an important decision that should not be based solely upon written information about our qualifications and experience.  CTW has endeavored to comply with all known legal and ethical requirements in compiling this Web Site.  CTW does not desire to represent clients based upon their review of any portions of this Web Site that do not comply with legal or ethical requirements.  To the extent the State Bar Rules in your jurisdiction require us to designate a principal office and/or a single attorney responsible for this Web Site, CTW designates its office in Austin, Texas, USA as its principal office and designates Larry McNeill as the attorney responsible for this Web Site.
5. INDEMNITY.  You agree to indemnify and hold CTW harmless from any and all claims, losses, damages, liabilities, costs and expenses (including reasonable attorney's fees) which arise out of, are connected with or directly relate to your wrongful or unlawful use of this Web Site or any breach of any representation or warranty made by you in these Terms and Conditions.
6. GENERAL.  This Agreement is governed by the laws of the United States and The State of Texas.  You consent to the exclusive jurisdiction and venue of courts in Austin, Travis County, Texas U.S.A. in all disputes arising out of, or relating to, use of this Web Site.  Use of this Web Site in unauthorized in any jurisdiction that does not give effect to all provisions of the terms, conditions and notices of this Web Site and these Terms and Conditions, including this paragraph.  In the event any provision of these Terms and Conditions is determined to be invalid, illegal or otherwise unenforceable, such provision shall be deemed to have been deleted from these Terms and Conditions.  The remainder of these Terms and Conditions shall remain in full force and effect according to its terms.  This Agreement contains the entire understanding and agreement of the parties with respect to the use of this Web Site.  It supersedes all prior oral or written understandings and agreements relating to use of this Web Site.  CTW's waiver of any provision of these Terms and Conditions shall not be deemed to waive it for the future.